Get returns up to 7%* 
Protect your Nest Egg

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Disclaimer: This is not investment advice. All information on this site is intended for educational purposes only. We are not liable for any potential damages that may be incurred from this information. Always consult a licensed financial or insurance professional before investing. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may vary based on state availability and are subject to change without notice. Products are not available in all states, and will be provided by a licensed Annuity Agent.

* Optional lifetime income benefit riders are used to calculate lifetime payments only and not available for cash surrender or in a death benefit unless specified in the annuity contract. Fees may apply. Surrender charges apply to base contracts. Guarantees are based on the financial strength and claims paying ability of the insurance company. It is important that you read all insurance contract disclosures carefully before making a purchase decision. The preceding information does not represent tax, legal, or investment advice.

WHO IS IT FOR?

Why buy a Fixed Index Annuity (FIA)?

If you are nearing retirement or are in retirement and want to safely grow your savings before turning it into income, then Fixed Index Annuities (FIAs) might be a good fit.

"If you don’t want to take risk but still want to play the stock market, a good index annuity might be right for you."

Suze Orman

Market volatility and consistent low-interest rates provides the perfect environment for FIAs.

FIAs are mainstream and growing in popularity as more and more people reach retirement age. In 2018 alone, the volume of FIAs grew 30% to over $68 Billion dollars in the United States.

NOW IS THE TIME

UNDERSTANDING THE CURRENT ENVIRONMENT

When markets are volatile, guarantees provided by FIAs remove the risk of losing principle. 

In a low interest rate environment, traditional “safe alternatives” like long-term and short-term bonds don’t cut it. Long-term bonds purchased today will be worth less in the future if rates rise, and short-term bonds simply may not offer enough “oomph” to meet investing goals over the next few years.

Fixed Index Annuities (FIAs) are a safe and reliable investment. They are offered by insurance companies and are setup to grow your savings safely and then provide predictable and guaranteed income in retirement.

Designed with guaranteed lifetime income so you can never outlive your earnings.

Guaranteed Lifetime Income

Even in a negative market return scenario, your original principle is guaranteed.

Down Market Protection

As long as your money stays in the annuity, you will not be taxed on interest earnings. Once you receive a payout, the annuity is taxed as ordinary income.

Tax-deferred Growth

Unlike IRAs or 401(k)s, FIAs offer predictable income so you can withdraw funds comfortably from these retirement vehicles.

Predictable Earnings

To see if an annuity fits your specific profile and financial situation, the first thing to do is speak with a qualified and experienced agent in our network. This "fit" is based on the amount of retirement savings you currently have, how old you are, and the state you live in. Simply fill in the form above to get the process started.

How the Process Works

1

A quick, no-obligation, phone conversation with our onboarding team makes sure you get connected with one of our financial experts in your area.

Onboarding Phone Call

2

One of our financial experts will listen to you and help you select a product that meets your financial goals. Again, no-obligation.

Consult with an Expert

3

If everything suits your preferences, one of our reputable annuity providers will draw up a contract that meets your unique needs.

Get Guaranteed Income for Life

Dividend.com is a resource for consumers doing research for their retirement planning. We are not affiliated with any company, nor do we sell any financial products or services. Let us help you compare options before making any decisions.

We are here to help.

Get returns up to 7%* 
Protect your Nest Egg

Featured in

Featured in

"If you don’t want to take risk but still want to play the stock market, a good index annuity might be right for you."

Suze Orman

If you are nearing retirement or are in retirement and want to safely grow your savings before turning it into income, then Fixed Index Annuities (FIAs) might be a good fit.

Market volatility and consistent low-interest rates provides the perfect environment for FIAs.

FIAs are mainstream and growing in popularity as more and more people reach retirement age. In 2018 alone, the volume of FIAs grew 30% to over $68 Billion dollars in the United States.

When markets are volatile, guarantees provided by FIAs remove the risk of losing principle.

In a low interest rate environment, traditional “safe alternatives” like long-term and short-term bonds don’t cut it. Long-term bonds purchased today will be worth less in the future if rates rise, and short-term bonds simply may not offer enough “oomph” to meet investing goals over the next few years.

Why buy a Fixed Index Annuity (FIA)?

What is a Fixed Index Annuity (FIA)?

Fixed Index Annuities (FIAs) are a safe and reliable investment. They are offered by insurance companies and are setup to grow your savings safely and then provide predictable and guaranteed income in retirement.

What is a Fixed Index Annuity (FIA)?

Designed with guaranteed lifetime income so you can never outlive your earnings.

Guaranteed Lifetime Income

Even in a negative market return scenario, your original principle is guaranteed.

Down Market Protection

Unlike IRAs or 401(k)s, FIAs offer predictable income so you can withdraw funds comfortably from these retirement vehicles.

Predictable Earnings

As long as your money stays in the annuity, you will not be taxed on interest earnings. Once you receive a payout, the annuity is taxed as ordinary income.

Tax-deferred Growth

How the Process Works

To see if an annuity fits your specific profile and financial situation, the first thing to do is speak with a qualified and experienced agent in our network. This "fit" is based on the amount of retirement savings you currently have, how old you are, and the state you live in. Simply fill in the form above to get the process started.

A quick, no-obligation, phone conversation with our onboarding team makes sure you get connected with one of our financial experts in your area.

Onboarding Phone Call

1

One of our financial experts will listen to you and help you select a product that meets your financial goals. Again, no-obligation.

Consult with an Expert

2

If everything suits your preferences, one of your reputable annuity providers will draw up a contract that meets your unique needs.

Get Guaranteed Income for Life

3

We are here to help.

Dividend.com is a resource for consumers doing research for their retirement planning. We are not affiliated with any company, nor do we sell any financial products or services. Let us help you compare options before making any decisions.

Get Your Free Annuity Rate Quote

Fixed Index Annuities Give You Up to 7% Returns with NO Market Risk

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"If you don’t want to take risk but still want to play the stock market, a good index annuity might be right for you."

- Suze Orman
"The Road to Wealth"

Get Free Annuity Rate Quotes

No spam. We take your privacy seriously. Your information is 100% secure.

No spam. We take your privacy seriously. Your information is 100% secure.

A conversation about Fixed Index Annuities might be the best portfolio decision you make.

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A conversation about Fixed Index Annuities might be the best portfolio decision you make.